Licensed by the office of Fair Trading (License No. 497514)

Second Charge Mortgages/Personal Loans

Up to 100% of your property valuation available.

We can arrange a Second charge mortgage/secured personal loan against your home held by a different lender to the one that has the first charge/mortgage. Your first mortgage remains intact, and does not need to be repaid, hence no early repayment charges incurred. There could be various reasons why you wish to raise funds.

Capital Raising:

To buy a new car
Home improvement
To refurbish the Kitchen
To pay for a Wedding
For holiday of a Lifetime

Business Purposes:

Sole traders
Partners looking to buy into or increase their equity in a partnership
Those operating their business as a limited company

Debt Consolidation:
Overdrafts
Credit Cards
Store Cards
Car finance
Unsecured Loans
These loans are sometimes at very high interest rates. You can repay them from the proceeds of a single loan secured as a second mortgage on your property.

No brokerage fee charged.

The overall cost for comparison is 8.8% APR. The actual rate available will depend on your circumstances. Ask for a personalized illustration.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

As we use more than one lender we do not show repayment tables as this could be misleading. Offers made will directly relate to the clients circumstances